Q: What products and services does TFS provide?
A: TFS is a finance company that specializes in Purchase Order Financing, Fulfillment Services and Factoring or Invoice Discounting. To learn more about each of these, please see the “Our Services” page.

Q: What if the terms of the Purchase Order are more than 60 days?
A: This is not necessarily a problem. TFS will evaluate each project on an individual basis.

Q: How do we obtain credit insurance?
A: There are a number of large insurers available to our customers. TFS has expertise in this area and can help you obtain the required insurance.

Q: How long does it take to be approved for funding?
A: Each application processed by TFS is unique. As a result it is difficult to provide a specific response; however once we have received your initial application and supporting materials we could reach a decision in as little as 5 or 6 business days. From that point on, each subsequent project will be processed within 1 to 3 business days.

Q: Is there a fee for TFS to process my application?
A: A relatively nominal processing fee accompanies your application, which is refunded should your company not be approved for funding.

Q: What margins do your customers typically have on their products?
A: There is no firm rule, once again all applicants are unique; however, minimal margins of 10% are required to make the transaction worthwhile for all parties involved and typically our customers have margins significantly greater than 10%.

Q: What size loans does TFS make?
A: Minimal loan sizes are approximately $150,000 with no fixed upper limit.